Pacificmelody's Blog

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And Don’t Get Me Started on Consumer Protection Laws!

For your delectation, from a department store “Right to Opt Out and Information Update” which I just received, to wit: “16. Default/Collection Costs: If we fail to receive any Minimum Payment Due, if you declare bankruptcy, or if you die, it will be a default, and…..we may declare the entire unpaid balance in the Account due and payable.”

So if it’s true that you can’t take it with you, are they still able to come after you and demand it back, even if you Still don’t have it?!?

And if that’s not sufficient, I checked my statements for another card for the last three months and found that, with the recent interest rate increase on my account (and I was also offered the right to pay off the account in full and opt out there), and projecting out the actual dollar amount for a year, Capital One is now officially taking six weeks’ worth of groceries off of my table. When I called in an attempt to negotiate a decrease, the nice gentleman in Sri Lanka, or Singapore or wherever, listened and then told me, pretty much, that they’re So sorry but they can’t help me. Maybe if I apply for TARP money…………

Thought for the Day: Illegitimi non carborundum (Latin for Don’t Let the Bastards Grind you Down)8-s-p-ja-br-aut-c_edited-1_small1

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Tuesday Afternoon

Big laughing face
Image by iandexter via Flickr

One of the things I had on my to-do list when I moved to Oregon was to make someone (else) smile every day.  The bonus is that, when you make someone else smile, you end up smiling too.  Smiling actually releases endorphins, which are Nature’s way of saying, get high on me!  Smiling uses fewer muscles, is much more pleasant to look at and has been known to lead (Spoiler Alert!!) to laughter.  A good hearty laugh has been known to cause a BP drop of up to 40 points.  Which leads me to ask, does that mean that, if you have low BP you should avoid laughing, or even smiling?  It’s a conundrum.  Like, if you’re manic-depressive (old school name for bipolar) and you have a manicure, are you only depressive from then on?  I wonder about these things.

Thought for the Day:  Live Every day as though it’s your last…one of them will be.  Make the most of it.

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Buddy, Can You Spare A Drink?

A friend of mine recently sent me an email and I just had to share these photographs and the comments with you.

At 120º in Australia, it was so hot for a week that koalas were asking people for water.  It’s never been seen before!

Thirsty 1 Thirsty 2One went to a house to try to hide from the heat and to get a bit of shade and here is what happened when the owner gave him something to drink.  It’s really touching.

Thirsty 3 Thirsty 4 Thirsty 5 Thirsty 6Awhhhhhhhhhhhhhhhhhhhhhh I feel better now.  Thank you!!!

I don’t know what it is about the little guy in the last picture, but I find myself returning to it again and again.  It’s as if his eyes are looking right into my soul.  It makes me think of Jesus’ words.

“Whatever you did for one of the least of these brothers of mine, you did for me.”

Always think of the animals when it’s hot outside.  Be kind and share.